Brown Companies & Associates, Inc. Insurance Brokerage and Real Estate Brokerage were founded by United States Air Force Veteran, Will Brown, Jr.  Sergeant Will Brown has been in the insurance business for more than 30 years, and he has over 20 years of experience in the real estate business.

The goal of Brown Companies & Associates from day one has been to provide our clients access to full customer service opportunities when considering the needs generated by insurance and real estate interest.  In certain circumstances the relationship between insurance and real estate can not be separated.   At Brown Companies & Associates we believe you benefit more when you fully understand the role and duties of a real estate brokerage and the role and duties of an insurance brokerage.  As a financial services organization we believe the more you know about this business, the better we are at identifying solutions to meet your needs. That's why we are providing you with answers to the following two basic questions to start with:

How does a Real Estate Broker help me?

A real estate broker and real estate agents assist sellers in marketing the seller’s property at the highest price possible with the best terms possible under certain conditions.  If the broker is representing the buyer, the broker and agents assist the buyer with the purchase of property for the lowest price possible with the best terms available under certain circumstances.  At Brown Companies & Associates our brokerage offers the following services and more…

• Complete comparative market analysis. This is how we estimate your property value as compared with other property of like kind.
• Advertising and promotion activities so that we may expose your property to prospective buyers.
• We will remain fully engaged in the buying or selling process from beginning to close.
• Where appropriate we assist attorneys, lenders, and other professionals involved by preparing necessary paperwork for facilitating the sale or purchase. Typically contracts and closing activities are handled by the lawyers and lenders. Once the seller and buyer have both signed the contract for sale, Brown Companies & Associates ensure that all agreed upon terms of the contract are satisfied prior to the closing date.
• Rental, leasing, and property management services are available for a fee.  The negotiated fee is usually a percentage of the annual gross lease value.
  
  

How does an Insurance Broker help me?

An insurance broker will identify insurance contract (policy) sources (carriers) on behalf of his/her client or a prospective customer client. Insurance brokers generally do not represent the insurance company.  Insurance brokers work for you- the customer. Still, in many cases a broker will also maintain a brokerage contract with insurance companies so that products such as life insurance, disability, annuity, etc., may be offered by the broker.  An insurance broker is more often associated with property & casualty liability, house, building, business insurance, etc.  For businesses that purchase group health (major medical) and other forms of group insurance, the broker will provide assistance to the employer with enrollment, benefits presentations, and resolve claim dispute matters.  At Brown Companies & Associates we are a trusted business brokerage.  Professionalism and integrity is part of every quote we offer and every policy we bind.